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Pros and Cons of Living in Indiana

Are you missing picture-perfect towns and cornfields? Although Indiana has a lot of beauty, kind people and reasonable prices. Let’s face it: Work outside of cities can be hard to come by, the winters are harsh and the summers are… well. As humid as hades. While not flawless, Indiana is real, charming and improving. This might be the ideal fit for you if you are flexible and prepared to see the positive aspects of life while navigating difficulties. Join us as we cut through the hype and uncover the true Indiana, complete with the employment market and hidden gems.

Pros of living in Indiana

Low living cost

The cost of becoming a citizen in the Hoosier state is one of the main advantages of residing there. In contrast to several of our neighbours, Indiana is reasonably priced throughout. Even the capital, where most locations grow too expensive to be viable, is sustainable. The land is also more reasonably priced. Grocery prices are 6% less than the national average, housing costs are 20% less, and utility costs are even lower at 4%. You get more money in your pocket because of the lower income and property taxes, even though the sales tax may be slightly higher.

Four distinct seasons

The state experiences all four distinct seasons, each with its own special attraction. Flowers blooming in the spring foster renewal and sunny, warm summer days are ideal for outdoor activities. As the leaves change in the autumn, the scenery becomes a stunning tapestry of vibrant colours, making for a charming scene. Winter is hard but beautiful, with a calm coating of snow covering the state.

Comparatively low rate of crime

The average crime rate in the state is similar to the national average and Indiana is ranked 22nd out of 50 states in terms of violent crime. However, the majority of those crimes occur in Indianapolis, where the rate of violence is more than twice as high as the national average, which is 4% per 100 citizens. However, the rest of the state is far safer. Indiana is one the safer states n the union outside of Indianapolis. Outside of Marion country rates of violent and property crime are far lower than the national average, with a few notable exceptions.

Near to major cities

Being near big cities allows the people of Indiana to enjoy the best of both worlds, which is one of its most prominent advantages. Due to its ideal close to important cities like Chicago and Louisville, the state has easy access to top-notch entertainment, job opportunities and cultural attractions. Because of their proximity to large cities, Indiana residents can make use of the advantages of an urban lifestyle while still enjoying the state’s relaxed atmosphere and reduced cost of living.

Top-notch universities

If you are considering starting a family or going to college, Indiana’s high standard of higher education is definitely a pro. With 8 schools and universities in Indiana, prospective students have a wide range of options. With well-known institutions including Butler, Indiana State University, Notre Dame, and Indiana University, the state offers a variety of educational options, from Ivy League to community college. Pell grant recipients may even be able to attend Indiana State or Earlham College for free or at a greatly discounted cost.

Cons of living in Indiana

Lack of diversity

Urban areas such as Indianapolis are relatively varied, over half of the population in Indy is white, and a comparable percentage identifies as religious. However, the diversity decreases significantly outside of the metropolis. Particularly in rural and small-town locations. Based on statistical data, the population of the state is 84% white, 72% Christian, 42% republican, and 4.5% LGBTQ.

Summertime high humidity

The summertime high humidity in Indiana may not be to everyone’s taste. During the summer, the state gets warm, frequently humid weather, which can be problematic for people who prefer drier regions. High humidity and temperatures can be uncomfortable, which reduces the enjoyment of outdoor activities, especially at the height of summer. Furthermore, homeowners may be concerned as higher humidity levels may aid in the development of strong thunderstorms.

Poor transportation options

The dearth of public transit options in Indiana is a significant disadvantage of living there. It is difficult, at best to live in Indiana without a car, outside of Indianapolis. To be fair to Indiana, this is a national problem, with small to mid-sized cities generally experiencing frustration with public transport when it is accessible at all.

A Purdue University community wellness coordinator conducted a quick experiment to demonstrate the problem by timing the travel time from campus to a Fort Wayne grocery shop. It took him around three hours total to complete the trip, which would have taken 24 minutes in a car.

Extreme winters

However, one major drawback for residents of Indiana is the coldness of the state winters. The state often sees very cold temperatures and a lot of snowfall, which makes the winter months difficult for people who are not used to the severe conditions. For some the extended cold months, the need to clear snow, and ice roads can be too much to bear. In these cases, proper planning and extra costs for heating and winter maintenance are necessary. Although many people find the four distinct seasons advantageous, some who prefer milder climates may find Indiana’s brutal winters to be a disadvantage.

There are cornfields everywhere

The fact that corn fields are so prevalent in Indiana may not be a feature that all inhabitants find particularly desirable. Despite the importance and celebration of Indiana’s agriculture sector, some may find the sheer number of corn farms to be unappealing. In certain places, huge cornfields can take up most of the terrain, which could make the view appear monotonous.


The advantages and challenges of living in Indiana are unique and blended to create the Hoosier experience. Before relocating here, residents have to consider the numerous benefits and drawbacks of living in Indiana.

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Divya Chauhan
Divya Chauhan is an expert writer with 10+ years of experience as a content writer. They specialize in making complex topics like IT, Health, and general topic easy to understand. Divya has written over thousands of articles to help people with their content. Prior to joining Way2benefits’s editorial team in 2020, Divya worked as a Professor of BCA college and freelancer blogger.