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Category: Finance

Pros and Cons of ESOP

An Employee stock option plan also known as an Employee stock ownership plan or an employee share option plan, is what the acronym ESOP stands for. It is a method of distributing equity, or ownership in your company, to employees through options. The pros of ESOP are it is employee ownership, retirement benefits, unique employee […]

Multilateral trade agreements advantages and disadvantages

The advantages of multilateral trade agreements are granting of favoured nation status, cheaper, emerging market proper, potential trader partner, and Regulation standardisation. The disadvantages of multilateral trade agreements are the Ceding of sovereign rights, Complex, time-consuming negotiations, Misconceptions and Misundestandings. There are several Pros and cons of the Multilateral trade agreements to consider when looking at […]

Advantages and disadvantages of international trade

The Advantages of internal trade are an Increase in revenue, Efficiency improvement, Better relationship, and transfer of funds. The Disadvantages of international trade are Taxes, customs and duties, expenses,  a Higher rate of unemployment, and Poor customer service. There are several Advantages and disadvantages of international trade to consider when looking at its positives and negatives. […]

Benefits of Demat Account

The benefits of a Demat account are Easy to access online, Reduced risk of document loss, Preventing forgery, Nomination, Loan facility, storing various investments, global investment, No TDS on a Demat account, Timer saver, Cost-effective, and easy tracking.  There are several Benefits of the Demat Account to consider when looking at its positives and negatives. Online […]

Pros and cons of fixed rate Mortgage

The pros of Fixed rate mortgages are Payment is fixed, Secured, Simple, and good for long-term homeowners. The cons of a Fixed-rate mortgage are Higher rates, and not good for short-term home owners, and Borrowers with fixed-rate mortgages. There are several pros and cons of Fixed-rate mortgages to consider when looking at their positives and […]

Pros and cons of conventional loan

Pros and cons of conventional loan

Many buyers aim to qualify for conventional loans because they frequently result in a lower overall cost of financing. The main reason for this is that conventional loans might not require private mortgage insurance (PMI). We will take look at some of the pros and cons of conventional loans. So let us understand the pros […]

FHA loan pros and cons

FHA loan pros and cons

The pros of FHA loans are that there are no income limitations, Low down payment, Higher DTI, and Lower interest rate. The cons of an FHA loan are extra costs, There are minimum requirements for properties, and a Loan maximum exists. There are several pros and cons of FHA loans to consider when looking at their […]

Pros and cons of online banking

Pros and cons of online banking

The definition of online banking is managing your bank accounts with a computer or mobile device. It can involve deposits, transfers of funds from one account to another, and electronic bill payments. Customers of traditional banks may usually access their accounts on the internet as well. Yet, mobile access is the primary benefit of online […]